Woofun AI reports that regulated custodial structures have become the primary vehicle for institutional exposure to the XRP market, with seven US spot XRP ETFs now operating as traditional financial products linked to the cryptocurrency market.

Assets under management for these funds reached $988 million by July 8, 2026, encompassing a total holding of 970.9 million XRP. This accumulation occurred following the launch of the first US spot XRP ETFs in November 2025, which expanded access for investors seeking regulated exposure to the asset without managing private keys or using direct custody solutions.

The funds have accumulated nearly $1.4 billion in total net inflows since launch, recording eight consecutive weeks of net inflows. On July 2, the funds registered $6.55 million in positive flows after a small $1.86 million outflow on July 1, demonstrating sustained investor interest even while XRP’s market price has remained relatively stable.

The Bitwise XRP ETF (1XRP) leads with around $245.3 million in assets, followed by the Canary XRP ETF (2XRPC) with approximately $225.9 million and the Franklin XRP ETF (3XRPZ) with about $167.9 million. This continued demand reflects a broader shift in crypto markets, where Bitcoin and Ether ETFs previously demonstrated how these products can expand institutional participation, and XRP ETFs are now following a similar path.

A gap persists between institutional activity and XRP’s price performance, as holdings continue increasing while the asset remains under pressure from liquidity, macroeconomic factors, and overall crypto market conditions. Some analysts believe the current environment could represent a period of accumulation before stronger market movements, though ETF inflows alone do not guarantee immediate price increases.